How to Apply for an
Akhuwat Loan Online

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Families have benefited from Akhuwat loans​

Fill out the required details carefully, providing accurate information about yourself and your financial needs.

Akhuwat offers rapid funding, enabling you to receive your loan on the same day you apply. Additionally, you can choose your preferred funding date, giving you full control over the process.

APPLY FOR AKHUWAT LOAN

To apply for a loan, please fill out the form with the required details. Ensure that all information is accurate to avoid any delays in processing your application.

Please enable JavaScript in your browser to complete this form.

Note: After filling out the form, it is mandatory to send a copy of your utility bill, Selfie and the front and back of your CNIC to our WhatsApp number using the same name you provided in the form. The registration fee for loans between one lakh and five lakhs is 4,400 rupees. For loans over five lakhs, the fee is 5,600 rupees. You will need to pay the file registration fee first. Once the fee is paid, your loan will be approved in approximately 2 hours.

محترم، براہ کرم نوٹ کرلیں: آپ کو اخوت فاؤنڈیشن کے ایجنٹ کی جانب سے اکاؤنٹ نمبر
فراہم کیا جائے گا جس پر آپ فائل پروسیسنگ فیس ادا کریں گے۔

Required Documents for Akhuwat
Loan Application

Selfie

A recent, clear photograph

Proof of Identity

CNIC or driver’s license.

Proof of Address

Passport, rental agreement, or recent utility bills.

Proof of Income

Bank statements or salary slips for the past 3 months.

Types of Akhuwat Loans

Akhuwat foundation offers a range of loan programs designed to meet various financial needs

Apna Ghar Apni Chhat

This Program is the new loan scheme for housing units. This scheme is launched by CM Punjab Maryam Nawaz.

Home Loans

Borrow up to Rs. 50 million for purchasing, refinancing, or constructing a home.

Car Loans

Finance new or used vehicles at competitive rates.

Education Loans

Assistance for students pursuing education in Pakistan or abroad.

Loans Against Property

Use your property as collateral to secure larger financial needs.

Special Loan Programs

Tailored options for senior citizens, retirees, and government employees.

Personal Loans

Manage unexpected expenses such as medical bills or home repairs with flexible repayment options and low interest rates.

Steps to Apply for an Akhuwat Loan

Choose Your Loan Type

Choose the loan that best suits your needs—whether it’s a apni chhat apna ghar, personal, home, or business loan—and review the eligibility criteria.

Gather Necessary Documents

Prepare required documents like:
-ID proof e.g CNIC (Fornt/Back)
-Utility Bill
-Selfie (Clear Photo)
-Account Number

Submit Your Application

Submit your loan application on the Akhuwat portal, and then send your CNIC number to the WhatsApp number provided on the website

Receive Approval

After sending your documents via WhatsApp, please pay the file processing fee. Your loan will be approved in your name within 2 to 3 hours

With our instant business loan approval process, you can access funds in as little as 2 hours,

ensuring a seamless and hassle-free borrowing experience.

Akhuwat Terms and Conditions

Welcome to the Akhuwat. Please carefully review these Terms and Conditions before

using our services. By accessing or utilizing our website, you agree to abide by and be

bound by the following terms.

Acceptance of Terms

By accessing and using this website, you acknowledge and accept these Terms and Conditions. If you do not agree with these terms, please refrain from using our website and services.

Eligibility

To qualify for loan applications or to use our services, you must be at least 18 years old and either a resident of Pakistan or an eligible Non-Resident Pakistani (NRI). By utilizing our services, you confirm that you fulfill these eligibility criteria.

Interest-Free Loans

Akhuwat provides interest-free loans (Qarz-e-Hasna). While we are committed to offering transparent and ethical financial services, the approval and terms of each loan depend on our assessment and discretion, considering the applicant’s financial circumstances.

Application Process

All loan applications must be submitted either through our website. The information you provide must be accurate and complete. Incomplete or false information may result in the rejection of your application.

Loan Repayment

Repayment terms for each loan are specified in the loan agreement. Borrowers are expected to follow the agreed-upon repayment schedule. Akhuwat provides flexible repayment options, with no penalties for late payments or early repayments.

Governing Law

These Terms and Conditions are governed by the laws of Pakistan. Any disputes arising from or related to the use of our services or these Terms will fall under the exclusive jurisdiction of the courts in Pakistan.

Privacy Policy

We value your privacy. Please take a moment to review our Privacy Policy, which details how we collect, use, and safeguard your personal information. By using our services, you consent to the terms outlined in the Privacy Policy.

No Hidden Charges

Akhuwat is dedicated to transparency. There are no hidden charges or unexpected costs associated with our loans; all costs will be clearly communicated to you upfront. Akhuwat only requires an advance payment of the file processing fee, which must be paid upfront.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Akhuwat and is protected by copyright laws. You may not use, reproduce, or distribute any content from this website without our explicit written permission.

Limitation of Liability

Akhuwat will not be liable for any damages, including, but not limited to, indirect, incidental, or consequential damages, resulting from or related to the use of this website or our services.

Modifications to Terms

If you have any questions or concerns regarding these Terms and Conditions, please reach out to us.

Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please reach out to us. Thank you for selecting Akhuwat. We are dedicated to offering you ethical and transparent financial services.
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